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has worked more than 32 years in the insurance industry in loss control. He has serviced a wide variety of companies from small family businesses to large Fortune 500 corporations. He received a B.S. in engineering from the University of Alabama and an associate degree in risk management from The Insurance Institutes. Over the years, Tony obtained two NATMI certifications – Certified Director of Fleet Safety and, Certified Director of Training. Tony's background includes behavior-based safety training, risk analysis, defensive driver training, injury and crashes investigations, risk assessment, and control. Tony started his career at Protective in May of 2018. His region is the Southeast, including Florida, and is based in Alabama, just southeast of Birmingham.



joined Protective Insurance in February of 2021. Before arriving at Protective, Dan worked as the corporate safety manager for a regional fuel hauler in the Northeast (New York City area). Previously, Dan spent 20 years working for one of the nation's largest commercial fleets in operational and dedicated safety roles. Dan is a Certified Safety Professional and a Certified Instructional Trainer. He holds a B.S. in occupational safety and health from Columbia Southern University, where he graduated magna cum laude. Dan's region is the Northeast, including New York City. He currently resides in the Long Island area. 

Scott Garner

came to Protective Insurance in January of 2021. He is a certified Commercial Motor Vehicle Safety Inspector for several states. From 2015 through 2021, Scott was the assistant vice president of DOT and accident reconstructions for another insurance company. From 2005 through 2015, he conducted thousands of roadside DOT inspections and supervised DOT roadside officers. From 1997 through 2015, Scott was employed with one of the Dallas/Fort Worth local police departments. He investigated and analyzed thousands of accidents involving bodily injury or death. His region of operation is the Southwest, and he is based in the Dallas/Fort Worth area.

Tom Hartley

joined Protective Insurance in September of 2020. Before coming on board, Tom spent more than 30 years in the trucking industry. He began his journey working in operations at a small regional carrier and was fortunate to gain experience at many levels in the industry. He eventually made it to the corporate level and spent eight years as director of safety for a large regional carrier. In this role, Tom was responsible for more than 1,200 power units, 3,600 trailers and 1,400 drivers. Tom has received training in driver recruitment and retention strategies, accident investigation, CSA roadside inspections, employment law, and avoiding human resource pitfalls. Tom has received certificates as a trainer in OSHA GHS hazardous communication standards, Smith System Safe Driving, and OSHA Ten-Hour for General Industry. Tom has also served as a volunteer firefighter for 34 years and has received national certification in hazardous materials incident response, and is a certified emergency vehicle operations instructor. Tom is based in south-central Pennsylvania. His territory is Pennsylvania, West Virginia, Maryland, Virginia and Delaware

Andy Kondracki

started at Protective in September of 2018. His previous experience includes working as a safety director in private industry, an independent safety consultant, and the bulk of his career in property and casualty insurance as a risk control consultant. Andy currently holds the CSP and ARM professional designations and is an authorized OSHA trainer for both general industry and construction. Andy is also an authorized service representative in Pennsylvania, Arkansas, Texas and Missouri. Areas of expertise include fleet, worker's compensation, and property. Andy holds a B.S. in safety management from Indiana State University in Terre Haute, IN. He handles a four-state territory in the Midwest, including Ohio, Kentucky, Michigan and Indiana.

Jeff Morgan

came to Protective Insurance as a regional loss prevention specialist in October of 2001. Prior to coming to Protective, he was a regional safety manager for a flatbed carrier based in the Midwest with 1,500 tractors. He has been instrumental in helping Protective in developing the loss prevention survey for the department. He is certified by the States of Texas, Arkansas and Missouri as a certified loss prevention consultant. He currently has a B.S. in safety management from Indiana State University.

Scott Sullins

came to Protective Insurance in March of 2019. Before arriving at Protective, he was at two other insurance companies where he held the position of assistant vice president of commercial safety and loss control. His current position is manager of loss prevention and safety services, and he manages the field staff. Before that, Scott was a director of safety at several large trucking companies. He also spent nine years as a law enforcement officer in the Fort Worth Area. Scott's experience has included more than 40 years of law enforcement, safety, risk management, and loss prevention management. He is also a veteran of the United States Army, where he served overseas. He is a Certified Safety Director and Certified Loss Prevention Specialist for multiple states He holds a B.S. in criminal justice, safety and a minor in sociology from the University of Texas in Arlington.

Jay Woodward

joined Protective Insurance in December of 2019 as a regional loss prevention specialist. He is responsible for providing loss prevention and safety-related services to Protective's auto liability and workers' compensation clients. His region is California and Nevada. He has more than 35 years of transportation safety experience and works to contribute to proven best-in-class safety programs. Before joining Protective, Jay was a minority owner in a nationwide transportation company and was the vice president of risk management of one of the leading transportation practice insurance brokerage firms. He was a board member and content provider of instructional technology – Pro-TREAD driver safety training. Jay successfully designed and implemented several complex risk management and safety programs for several large and mid-fleet transportation companies. He has significant expertise in the following areas: driver safety management, FMCSA compliance, customized driver safety training programs, and workers' compensation loss control programs. Jay is based in Southern California.


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  • Workplace Safety
  • Transportation Safety
  • Health & Wellness