We provide complete coverage for public transportation fleets, including charter bus, school bus and limousine operations. Through an exclusive network of partner agents, we offer the following coverages, available in all 50 states:

  • Auto liability
  • General liability
  • Garage liability
  • Workers’ compensation
  • Physical damage

Deductibles are available upon request and we have the ability to package all lines of coverage. We target fleets that have been in business for five or more years and have 10 units or more, a good loss ratio and strong financials.

Why partner with Protective?

For some insurance companies, the work ends once a policy is written. At Protective, that’s when we’re just getting started. Rated A+ (Superior) by A.M. Best, we are a financially strong company who is equally invested in the safety of your drivers. We provide superior claims service and comprehensive loss prevention, safety and risk management resources. We also have flexible payment plans tailored to match the seasonality of the public transportation business.

Contact us to find an agent near you.

“As a family-owned bus company, our success has come from building and maintaining relationships, similar to Protective Insurance Company. Protective understands the importance of a strong client focus and building lasting partnerships. Birnie Bus is proud to partner with such an exemplary fleet insurance provider that consistently goes above and beyond for its customers.”

Tim Birnie, CEO
Birnie Bus Service, Inc.