Protective's independent contractor program offers occupational accident, workers' compensation, non-occupational accident, non-trucking liability, passenger accident and physical damage coverages.
Protective provides comprehensive coverage for charter and tour bus companies, school bus contractors and limousine services. Available coverages include auto liability, physical damage, general liability and garage liability.
For more than 50 years, Protective has provided insurance to large fleet trucking companies. Available coverages include liability, cargo, physical damage and workers’ compensation.
Protective offers a direct loss reporting unit, integrated with centralized claim staff, that is available 24 hours a day, seven days a week.
 

 About Us

 

Protective Insurance Company is licensed in all 50 states, Puerto Rico and all Canadian provinces and provides coverage for trucking fleets of all sizes. Protective offers a public transportation insurance program that provides comprehensive coverage for charter and tour bus companies, school bus contractors and limousine services. Protective also accepts risks from other insurance and reinsurance companies, providing property coverage for catastrophic events as well as reinsurance of focused professional liability risks through Protective Re.





 

 Products & Services

 
  • Large Fleet Trucking

    Offering up to 5 million in Combined Single Limits (CSL) for liability, cargo and physical damage coverages. Statutory and excess workers' compensation coverages are also available.

  • Medium Fleet Trucking

    A variety of coverages for medium-sized trucking fleets including liability, cargo, physical damage and workers' compensation.

  • Public Transportation

    Comprehensive coverage is available for charter and tour bus companies, school bus contractors and limousine services.

  • Workers' Compensation & Occupational Accident

    Workers' compensation, work accident and occupational accident coverages.

  • Independent Contractor

    Programs designed specifically to provide insurance for independent contractors and the fleets they serve.

  • Claims Service

    Protective offers a direct loss reporting unit, integrated with centralized claims staff, that is available 24 hours a day, seven days a week.

  • Loss Prevention Services

    Protective's loss prevention team specializes in the transportation industry and offers a wide variety of risk management services.