Protective's independent contractor program offers occupational accident, workers' compensation, non-occupational accident, non-trucking liability, passenger accident and physical damage coverages.
Protective provides comprehensive coverage for charter and tour bus companies, school bus contractors and limousine services. Available coverages include auto liability, physical damage, general liability and garage liability.
For more than 50 years, Protective has provided insurance to large fleet trucking companies. For fleets with 50 or more power units, available coverages include liability, cargo, physical damage and workers’ compensation.
Protective offers a direct loss reporting unit, integrated with centralized claim staff, that is available 24 hours a day, seven days a week.
 

 About Us

 

Protective Insurance Company is licensed in all 50 states and all Canadian provinces to provide coverage for large trucking fleets and medium-sized trucking companies. Protective offers a public transportation insurance program that provides comprehensive coverage for charter and tour bus companies, school bus contractors and limousine services. Protective also accepts risks from other insurance and reinsurance companies, providing property coverage for catastrophic events as well as reinsurance of focused professional liability risks through its brand, Protective Re.
 

 Products & Services

 
  • Public Transportation

    Comprehensive coverage is available for charter and tour bus companies, school bus contractors and limousine services.

  • Claims Service

    Protective offers a direct loss reporting unit, integrated with centralized claims staff, that is available 24 hours a day, seven days a week.

  • Fleet Trucking

    ​Products for fleets with 50 power units or more. Coverages for motor carriers with 30 to 200 power units are also available through independent insurance agents.

  • Independent Contractor

    Programs designed specifically to provide insurance for independent contractors and the fleets they serve.